Infrastructures for Financial Inclusion in South Asia

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Jafri, Juvaria (2025) Infrastructures for Financial Inclusion in South Asia. In: The Cambridge Global Handbook of Financial Infrastructure. Cambridge University Press, pp. 347-361. ISBN 9781009428132

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Abstract

One of the key promises of fintech has been to use digital identification to enhance development interventions. Fintech firms are increasingly collaborating with financial institutions, development organizations, and philanthropic foundations that enhance access to the financial system through digital identity databases. As a result, financial inclusion strategies have come to be heavily reliant on digital infrastructures. These infrastructures are a product of global and local shifts in development strategy, which is increasingly aligned with an international security agenda. To explain this, this chapter studies the actors, objects, and processes essential to these infrastructures. It uses examples from India and Pakistan to show how these infrastructures have their roots in the KYC or know-your-customer requirement that policymakers use biometric databases to implement. These examples reveal how tools initially intended to enhance financial access became foundational to the broader issue of social policy.

Item Type:	Book Section
Uncontrolled Keywords:	financial infrastructure,financial inclusion,fintech,south asia,india,pakistan,aadhaar,nadra,biometric,social sciences(all),economics, econometrics and finance(all),business, management and accounting(all),sdg 8 - decent work and economic growth ,/dk/atira/pure/subjectarea/asjc/3300
Faculty \ School:	Faculty of Arts and Humanities > School of Politics, Philosophy and Area Studies
UEA Research Groups:	Faculty of Arts and Humanities > Research Groups > Political, Social and International Studies
Related URLs:	https://www.cambridge.org/core/books/cam...
Depositing User:	LivePure Connector
Date Deposited:	05 Sep 2024 11:30
Last Modified:	17 Sep 2025 16:30
URI:	https://ueaeprints.uea.ac.uk/id/eprint/96571
DOI:	10.1017/9781009428118.032

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