Entrepreneurs' gender and financial constraints: Evidence from international data

Muravyev, Alexander, Talavera, Oleksandr and Schäfer, Dorothea (2009) Entrepreneurs' gender and financial constraints: Evidence from international data. Journal of Comparative Economics, 37 (2). pp. 270-286.

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This paper examines whether financial institutions discriminate against entrepreneurs on the basis of gender. Using the cross-country Business Environment and Enterprise Performance Survey (BEEPS), we find some evidence that, compared to male-managed counterparts, female-managed firms are less likely to obtain a bank loan. In addition, our analysis suggests that female entrepreneurs are charged higher interest rates when loan applications are approved. There is also some evidence that the gender differences in access to financing vanish with the level of financial development, which is consistent with Becker-type discrimination. The results of our analysis are robust to a number of specification checks. Journal of Comparative Economics37 (2) (2009) 270–286.

Item Type: Article
Uncontrolled Keywords: entrepreneurship,financial constraints,gender,discrimination
Faculty \ School: Faculty of Social Sciences > School of Economics
Depositing User: Gina Neff
Date Deposited: 16 Nov 2010 16:01
Last Modified: 23 Oct 2022 05:37
URI: https://ueaeprints.uea.ac.uk/id/eprint/10912
DOI: 10.1016/j.jce.2008.12.001

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